Here at the Kubo, we’ve been what might be labelled frugal for quite a while. For the most part, Kubo King doesn’t care for a closet full of clothes or the latest iPhone, and I’ve been a penny-pincher since I went away to college and had to start paying my own rent. Over time, our natural tendencies to resist being consumers have been reinforced — by learning about investing and financial independence on his part; and by learning about the minimalist movement on my part. At the intersection of these two movements, we have found common ground on handling our money.
In 2018, though, a third motivation to reduce consumption was brought to our attention.