I have not posted an article in a while. The reason is that our life here in the Kubo is quite busy. In fact, I was overwhelmed during the past few weeks. Fortunately, Kubo Queen and I were able to work out a new system so that things are more efficient. And also, I decided to cut back on some activities to be able to have more energy for things that truly matter. Anyway, I am back with another student debt progress report.